The Law Office of Nick Stein
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Can you separate the truth from myths about SSD?

When an Indiana resident is too young to retire but in no physical state to continue working, either due to an injury or disability, do they have a financial safety net? Social Security Disability benefits is supposed to function as that insurance plan-its supposed to protect against the risk that everyone in the country faces, the risk that one day they will be unable to perform their job.

It is an unfortunate reality that many people associate the SSD program with a welfare program and feel that those who are receiving them are taking advantage of the program. The truth is that recipients are those who have paid into the program over the course of many years.

SSD recipients on the basis of musculoskeletal disorders such as back pain and tendinitis have seen a significant amount of growth in the last decade. Since these conditions are difficult to diagnose, many people believe that they do not exist and beneficiaries are being lazy.

The truth is that the criteria for qualifying to receive disability benefits are very strict and the vetting process exhaustive. People wait years before they start receiving them and two thirds of all first-time applicants are rejected. Beneficiaries receive just a little above a thousand dollars a month to make ends meet.

It is not easy to accept the fact that one can no longer work to make a living and remain independent, especially when one has a physical or cognitive condition that makes basic functioning difficult. However, SSD benefits, benefits that recipients have contributed to throughout their employment, can ease one's financial burden.

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The Law Office of Nick Stein

New Albany Office
810 East Market Street
New Albany, IN 47150

Phone: 812-948-6000
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Louisville Office
745 West Main Street
Suite #100
Louisville, KY 40202

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