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What is the relationship between work and SSD benefits?

If someone has a medical condition that prevents them from working, they may be eligible to receive Social Security Disability benefits. Many Indiana residents may know that that means their medical condition must be such that they cannot work for at least a year and could even result in death, but they may not know that there are other requirements that must be fulfilled as well.

In order to qualify for Social Security Disability benefits, the claimant must have worked in jobs that were covered by Social Security. This means the claimant must have worked long enough and recently enough to qualify for the monthly cash benefits awarded by the Social Security Administration.

The work credits are based on either self-employment income or total yearly wages. A person receives one credit for every $1,260 of wages of self-employment income in 2016. Since it is possible to receive up to four credits every year, a person receiving $5,040 earns those credits. Depending on the person's age when they become disabled, the number of work credits necessary to receive SSD varies. A person usually needs 40 credits of which 20 must have been received within ten years of the disability in order to qualify. Again, if the worker is younger, they may need lesser credits to qualify.

The requirements to become eligible for Social Security Disability benefits can be complicated and often change from year to year. Applying for benefits may be overwhelming for someone who is already under stress from their injuries. It may be beneficial to consult an experienced professional who can help figure out the requirements and the paperwork necessary to prove the disability.

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The Law Office of Nick Stein

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